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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,158 | $99,995+31.2% | $85,063+54.2% | $145,978-10.2% |
| Participation rate | 8.3% | 74.1%-65.8pp | 67.5%-59.2pp | 80.3%-72.0pp |
| Annual return | 14.23% | 83.99%-69.8pp | 66.54%-52.3pp | 550.52%-536.3pp |
| Employer contribution / active EE | $1,725 | $3,231-46.6% | $2,727-36.7% | $4,662-63.0% |
| Participant deferral / active EE | $2,542 | $5,295-52.0% | $4,523-43.8% | $6,690-62.0% |
| Admin fee / account holder | $407 | $7,255-94.4% | $6,155-93.4% | $13,400-97.0% |