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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,617 | $209,422-91.6% | $178,503-90.1% | $158,982-88.9% |
| Participation rate | 66.7% | 86.4%-19.7pp | 81.9%-15.3pp | 82.0%-15.3pp |
| Annual return | 43.63% | 188.81%-145.2pp | 151.12%-107.5pp | 302.99%-259.4pp |
| Employer contribution / active EE | $1,818 | $5,707-68.1% | $5,011-63.7% | $4,763-61.8% |
| Participant deferral / active EE | $4,108 | $5,955-31.0% | $5,202-21.0% | $5,983-31.4% |
| Admin fee / account holder | $20 | $17,079-99.9% | $13,987-99.9% | $11,252-99.8% |