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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,398 | $72,492-31.9% | $87,104-43.3% | $72,975-32.3% |
| Participation rate | 43.9% | 72.8%-29.0pp | 76.9%-33.0pp | 69.5%-25.6pp |
| Annual return | 0.00% | 24.46%-24.5pp | 28.19%-28.2pp | 81.01%-81.0pp |
| Employer contribution / active EE | $865 | $1,894-54.3% | $2,521-65.7% | $2,440-64.5% |
| Participant deferral / active EE | $2,305 | $3,270-29.5% | $4,048-43.1% | $3,608-36.1% |
| Admin fee / account holder | $765 | $5,055-84.9% | $7,491-89.8% | $5,124-85.1% |