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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,711 | $148,623-28.2% | $135,974-21.5% | $139,466-23.5% |
| Participation rate | 60.0% | 83.9%-23.9pp | 81.9%-21.9pp | 80.3%-20.3pp |
| Annual return | 23.10% | 79.30%-56.2pp | 68.30%-45.2pp | 373.66%-350.6pp |
| Employer contribution / active EE | $14,082 | $5,246+168.4% | $4,859+189.8% | $4,754+196.2% |
| Participant deferral / active EE | $12,000 | $8,103+48.1% | $7,760+54.6% | $6,712+78.8% |
| Admin fee / account holder | $441 | $12,406-96.4% | $10,767-95.9% | $11,409-96.1% |