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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,706 | $138,114+41.0% | $125,391+55.3% | $134,545+44.7% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -14.84% | 750.88%-765.7pp | 572.41%-587.3pp | 418.37%-433.2pp |
| Employer contribution / active EE | $793 | $5,246-84.9% | $4,816-83.5% | $4,742-83.3% |
| Participant deferral / active EE | $4,266 | $7,801-45.3% | $7,448-42.7% | $6,401-33.4% |
| Admin fee / account holder | $6,303 | $11,570-45.5% | $10,009-37.0% | $11,431-44.9% |