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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,101 | $209,874-89.5% | $189,537-88.3% | $167,536-86.8% |
| Participation rate | 100.0% | 88.7%+11.3pp | 87.8%+12.2pp | 82.1%+17.9pp |
| Annual return | 40.59% | 748.61%-708.0pp | 555.34%-514.7pp | 478.82%-438.2pp |
| Employer contribution / active EE | $5,912 | $6,913-14.5% | $6,161-4.0% | $4,839+22.2% |
| Participant deferral / active EE | $10,823 | $8,934+21.1% | $8,220+31.7% | $6,342+70.6% |
| Admin fee / account holder | $2,914 | $14,299-79.6% | $12,048-75.8% | $12,315-76.3% |