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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,987 | $124,351-34.1% | $109,188-24.9% | $167,553-51.1% |
| Participation rate | 25.0% | 79.4%-54.4pp | 75.9%-50.9pp | 82.1%-57.1pp |
| Annual return | 84.45% | 26.04%+58.4pp | 25.76%+58.7pp | 478.89%-394.4pp |
| Employer contribution / active EE | $19,031 | $4,210+352.1% | $3,723+411.2% | $4,840+293.2% |
| Participant deferral / active EE | $7,406 | $5,257+40.9% | $4,654+59.1% | $6,343+16.8% |
| Admin fee / account holder | $3,097 | $7,975-61.2% | $6,755-54.2% | $12,316-74.9% |