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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,135 | $211,288-93.8% | $178,540-92.6% | $145,884-91.0% |
| Participation rate | 80.0% | 80.8%-0.8pp | 77.1%+2.9pp | 80.3%-0.3pp |
| Annual return | 16.68% | 30.27%-13.6pp | 27.15%-10.5pp | 551.85%-535.2pp |
| Employer contribution / active EE | $816 | $4,574-82.2% | $3,953-79.4% | $4,662-82.5% |
| Participant deferral / active EE | $2,444 | $6,967-64.9% | $6,281-61.1% | $6,690-63.5% |
| Admin fee / account holder | $432 | $12,105-96.4% | $10,424-95.9% | $13,392-96.8% |