Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,510 | $82,678-86.1% | $125,391-90.8% | $68,490-83.2% |
| Participation rate | 52.0% | 75.1%-23.0pp | 82.4%-30.3pp | 67.9%-15.9pp |
| Annual return | -17.03% | -5.97%-11.1pp | 572.41%-589.4pp | -7.85%-9.2pp |
| Employer contribution / active EE | $1,021 | $3,382-69.8% | $4,816-78.8% | $2,597-60.7% |
| Participant deferral / active EE | $1,944 | $6,111-68.2% | $7,448-73.9% | $4,028-51.7% |
| Admin fee / account holder | $758 | $6,277-87.9% | $10,009-92.4% | $5,403-86.0% |