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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,020 | $185,905-25.8% | $170,057-18.8% | $139,487-1.1% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 18.30% | 60.56%-42.3pp | 53.42%-35.1pp | 373.84%-355.5pp |
| Employer contribution / active EE | $17,562 | $7,597+131.2% | $6,790+158.6% | $4,755+269.4% |
| Participant deferral / active EE | $14,442 | $11,627+24.2% | $10,411+38.7% | $6,713+115.1% |
| Admin fee / account holder | $1,077 | $15,397-93.0% | $12,826-91.6% | $11,407-90.6% |