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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,685 | $201,370-32.1% | $184,256-25.8% | $145,897-6.3% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 39.20% | 29.05%+10.2pp | 28.85%+10.4pp | 552.29%-513.1pp |
| Employer contribution / active EE | $16,311 | $7,024+132.2% | $6,427+153.8% | $4,663+249.8% |
| Participant deferral / active EE | $13,186 | $9,808+34.4% | $9,133+44.4% | $6,689+97.1% |
| Admin fee / account holder | $30,684 | $16,364+87.5% | $13,899+120.8% | $13,390+129.1% |