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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,800 | $78,423+65.5% | $95,964+35.3% | $79,856+62.5% |
| Participation rate | 100.0% | 73.5%+26.5pp | 77.1%+22.9pp | 69.6%+30.4pp |
| Annual return | 2.76% | 19.37%-16.6pp | 91.64%-88.9pp | 31.71%-29.0pp |
| Employer contribution / active EE | $5,333 | $1,945+174.1% | $2,541+109.9% | $2,471+115.8% |
| Participant deferral / active EE | $6,213 | $3,440+80.6% | $4,167+49.1% | $3,741+66.1% |
| Admin fee / account holder | $563 | $5,622-90.0% | $6,797-91.7% | $5,306-89.4% |