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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,294 | $138,102-78.1% | $125,381-75.8% | $134,532-77.5% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -20.73% | 750.73%-771.5pp | 572.31%-593.0pp | 418.27%-439.0pp |
| Employer contribution / active EE | $4,871 | $5,245-7.1% | $4,815+1.1% | $4,741+2.7% |
| Participant deferral / active EE | $9,899 | $7,801+26.9% | $7,448+32.9% | $6,401+54.6% |
| Admin fee / account holder | $5,590 | $11,568-51.7% | $10,007-44.1% | $11,429-51.1% |