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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,960 | $169,361-72.3% | $129,397-63.7% | $145,877-67.8% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.6%+30.4pp | 80.3%+19.7pp |
| Annual return | 21.78% | 14395.54%-14373.8pp | 9453.98%-9432.2pp | 551.28%-529.5pp |
| Employer contribution / active EE | $10,746 | $5,542+93.9% | $4,154+158.7% | $4,663+130.4% |
| Participant deferral / active EE | $8,967 | $4,987+79.8% | $4,167+115.2% | $6,691+34.0% |
| Admin fee / account holder | $549 | $9,903-94.5% | $7,679-92.9% | $13,402-95.9% |