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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,549 | $157,304-90.1% | $141,197-89.0% | $152,909-89.8% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 32.44% | 64.34%-31.9pp | 71.41%-39.0pp | 345.46%-313.0pp |
| Employer contribution / active EE | $4,594 | $5,263-12.7% | $4,736-3.0% | $4,764-3.6% |
| Participant deferral / active EE | $6,293 | $7,111-11.5% | $6,710-6.2% | $5,851+7.6% |
| Admin fee / account holder | $932 | $12,126-92.3% | $10,265-90.9% | $11,601-92.0% |