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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,831 | $96,388-88.8% | $80,627-86.6% | $139,466-92.2% |
| Participation rate | 85.7% | 73.6%+12.1pp | 67.0%+18.7pp | 80.3%+5.4pp |
| Annual return | 10.54% | 1352.08%-1341.5pp | 936.76%-926.2pp | 373.66%-363.1pp |
| Employer contribution / active EE | $1,340 | $3,260-58.9% | $2,723-50.8% | $4,754-71.8% |
| Participant deferral / active EE | $2,275 | $5,224-56.4% | $4,443-48.8% | $6,712-66.1% |
| Admin fee / account holder | $4,262 | $6,603-35.5% | $5,381-20.8% | $11,409-62.6% |