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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,017 | $95,415-95.8% | $185,851-97.8% | $85,851-95.3% |
| Participation rate | 73.2% | 68.8%+4.4pp | 81.7%-8.5pp | 69.3%+3.9pp |
| Annual return | 21.41% | 23.59%-2.2pp | 122.11%-100.7pp | 318.63%-297.2pp |
| Employer contribution / active EE | $1,169 | $3,314-64.7% | $5,168-77.4% | $2,565-54.4% |
| Participant deferral / active EE | $1,527 | $3,424-55.4% | $5,569-72.6% | $3,952-61.4% |
| Admin fee / account holder | $433 | $7,215-94.0% | $16,245-97.3% | $6,261-93.1% |