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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,934 | $96,678-91.8% | $86,640-90.8% | $139,466-94.3% |
| Participation rate | 100.0% | 74.4%+25.6pp | 71.7%+28.3pp | 80.3%+19.7pp |
| Annual return | 6.65% | 106.69%-100.0pp | 592.52%-585.9pp | 373.66%-367.0pp |
| Employer contribution / active EE | $1,582 | $3,265-51.6% | $3,024-47.7% | $4,754-66.7% |
| Participant deferral / active EE | $3,531 | $4,837-27.0% | $4,438-20.4% | $6,712-47.4% |
| Admin fee / account holder | $1,913 | $6,410-70.2% | $5,616-65.9% | $11,409-83.2% |