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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,924 | $88,815-94.5% | $81,882-94.0% | $145,897-96.6% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 2.39% | 1033.75%-1031.4pp | 779.47%-777.1pp | 552.29%-549.9pp |
| Employer contribution / active EE | $787 | $3,086-74.5% | $2,916-73.0% | $4,663-83.1% |
| Participant deferral / active EE | $668 | $4,647-85.6% | $4,323-84.6% | $6,689-90.0% |
| Admin fee / account holder | $4,578 | $8,434-45.7% | $7,360-37.8% | $13,390-65.8% |