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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,064 | $183,592-94.5% | $155,574-93.5% | $145,877-93.1% |
| Participation rate | 76.9% | 82.7%-5.8pp | 78.2%-1.3pp | 80.3%-3.4pp |
| Annual return | 17.18% | 61.37%-44.2pp | 64.87%-47.7pp | 551.28%-534.1pp |
| Employer contribution / active EE | $1,509 | $5,317-71.6% | $4,676-67.7% | $4,663-67.6% |
| Participant deferral / active EE | $2,079 | $6,466-67.8% | $5,629-63.1% | $6,691-68.9% |
| Admin fee / account holder | $465 | $19,316-97.6% | $15,914-97.1% | $13,402-96.5% |