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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,668 | $91,536-88.3% | $130,062-91.8% | $75,177-85.8% |
| Participation rate | 88.6% | 71.5%+17.2pp | 78.5%+10.1pp | 67.2%+21.4pp |
| Annual return | 197.91% | -631.62%+829.5pp | -137.37%+335.3pp | 160.75%+37.2pp |
| Employer contribution / active EE | $1,143 | $2,845-59.8% | $4,322-73.6% | $2,671-57.2% |
| Participant deferral / active EE | $2,312 | $4,343-46.8% | $5,821-60.3% | $4,126-44.0% |
| Admin fee / account holder | $512 | $6,780-92.5% | $10,601-95.2% | $5,651-90.9% |