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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,243 | $160,028+6.4% | $147,080+15.7% | $145,884+16.7% |
| Participation rate | 77.8% | 84.0%-6.2pp | 82.2%-4.4pp | 80.3%-2.5pp |
| Annual return | 11.04% | 98.60%-87.6pp | 420.17%-409.1pp | 551.85%-540.8pp |
| Employer contribution / active EE | $0 | $5,286-100.0% | $4,933-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $3,553 | $8,422-57.8% | $8,066-56.0% | $6,690-46.9% |
| Admin fee / account holder | $2,462 | $15,030-83.6% | $12,989-81.0% | $13,392-81.6% |