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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,021 | $141,001-86.5% | $112,228-83.1% | $139,487-86.4% |
| Participation rate | 100.0% | 79.2%+20.8pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 27.31% | 32.75%-5.4pp | 30.23%-2.9pp | 373.84%-346.5pp |
| Employer contribution / active EE | $3,776 | $4,285-11.9% | $3,432+10.0% | $4,755-20.6% |
| Participant deferral / active EE | $8,255 | $5,877+40.5% | $4,800+72.0% | $6,713+23.0% |
| Admin fee / account holder | $504 | $9,959-94.9% | $7,752-93.5% | $11,407-95.6% |