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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,165 | $68,097-16.1% | $62,929-9.2% | $137,256-58.4% |
| Participation rate | 50.0% | 77.4%-27.4pp | 73.1%-23.1pp | 80.0%-30.0pp |
| Annual return | 17.22% | 1859.11%-1841.9pp | 1063.93%-1046.7pp | 220.34%-203.1pp |
| Employer contribution / active EE | $1,056 | $2,811-62.5% | $2,505-57.9% | $4,156-74.6% |
| Participant deferral / active EE | $1,312 | $4,553-71.2% | $3,888-66.3% | $6,407-79.5% |
| Admin fee / account holder | $1,182 | $6,521-81.9% | $5,065-76.7% | $12,270-90.4% |