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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,459 | $175,231-87.8% | $149,696-85.7% | $139,466-84.6% |
| Participation rate | 64.3% | 83.4%-19.1pp | 78.8%-14.5pp | 80.3%-16.0pp |
| Annual return | 15.66% | 166.77%-151.1pp | 134.46%-118.8pp | 373.66%-358.0pp |
| Employer contribution / active EE | $4,237 | $5,478-22.7% | $4,821-12.1% | $4,754-10.9% |
| Participant deferral / active EE | $5,442 | $6,521-16.5% | $5,682-4.2% | $6,712-18.9% |
| Admin fee / account holder | $768 | $16,155-95.2% | $13,212-94.2% | $11,409-93.3% |