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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,553 | $107,809-93.9% | $97,032-93.2% | $155,188-95.8% |
| Participation rate | 75.0% | 75.5%-0.5pp | 71.6%+3.4pp | 80.8%-5.8pp |
| Annual return | 22.77% | 38.06%-15.3pp | 35.38%-12.6pp | 148.84%-126.1pp |
| Employer contribution / active EE | $1,054 | $2,911-63.8% | $2,629-59.9% | $4,248-75.2% |
| Participant deferral / active EE | $1,203 | $5,129-76.6% | $4,672-74.3% | $6,531-81.6% |
| Admin fee / account holder | $530 | $10,717-95.1% | $9,418-94.4% | $14,480-96.3% |