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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,281 | $59,111+78.1% | $86,451+21.8% | $68,490+53.7% |
| Participation rate | 35.6% | 75.2%-39.7pp | 80.3%-44.8pp | 67.9%-32.3pp |
| Annual return | 1487.94% | -0.22%+1488.2pp | 4398.51%-2910.6pp | -7.85%+1495.8pp |
| Employer contribution / active EE | $0 | $2,519-100.0% | $3,770-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $7,416 | $5,900+25.7% | $6,953+6.7% | $4,028+84.1% |
| Admin fee / account holder | $44,908 | $5,640+696.2% | $6,734+566.8% | $5,403+731.2% |