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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,724 | $118,496-43.7% | $98,461-32.2% | $139,466-52.2% |
| Participation rate | 50.0% | 77.5%-27.5pp | 75.2%-25.2pp | 80.3%-30.3pp |
| Annual return | 13.34% | 18.96%-5.6pp | 21.17%-7.8pp | 373.66%-360.3pp |
| Employer contribution / active EE | $2,345 | $3,611-35.0% | $3,049-23.1% | $4,754-50.7% |
| Participant deferral / active EE | $10,072 | $5,393+86.8% | $4,738+112.6% | $6,712+50.1% |
| Admin fee / account holder | $510 | $14,056-96.4% | $8,961-94.3% | $11,409-95.5% |