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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,644 | $175,259-64.3% | $149,723-58.2% | $139,487-55.1% |
| Participation rate | 21.4% | 83.4%-62.0pp | 78.8%-57.4pp | 80.3%-58.9pp |
| Annual return | 23.12% | 166.82%-143.7pp | 134.50%-111.4pp | 373.84%-350.7pp |
| Employer contribution / active EE | $1,313 | $5,478-76.0% | $4,821-72.8% | $4,755-72.4% |
| Participant deferral / active EE | $3,214 | $6,522-50.7% | $5,682-43.4% | $6,713-52.1% |
| Admin fee / account holder | $226 | $16,158-98.6% | $13,215-98.3% | $11,407-98.0% |