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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $14,464 |
PENTEGRA SERVICES, INC.1+ years Filed as: PENTEGRA SERVICES INC Service code 13 701 WESTCHESTER AVENUE · WHITE PLAINS, NY 10604 | Contract Administrator | $9,457 |
WORLD INVESTMENT ADVISORS LLC1+ years Service code 99 24 E COTA STREET · SANTA BARBARA, CA 93101 | Other Fees | $8,177 |
WATERLOO CAPITAL1+ years Service code 99 27000 VIA FORTUNA · AUSTIN, TX 78746 | Other Fees | $1,567 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,910 | $55,902-78.7% | $76,030-84.3% | $80,959-85.3% |
| Participation rate | 70.0% | 62.1%+7.9pp | 69.1%+0.9pp | 67.7%+2.3pp |
| Annual return | 7.34% | 20.59%-13.2pp | 361.54%-354.2pp | 35.67%-28.3pp |
| Employer contribution / active EE | $0 | $1,867-100.0% | $2,688-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $2,545 | $3,051-16.6% | $4,257-40.2% | $4,300-40.8% |
| Admin fee / account holder | $306 | $5,239-94.2% | $6,421-95.2% | $6,925-95.6% |