Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,180 | $93,598-89.1% | $135,974-92.5% | $75,173-86.5% |
| Participation rate | 68.6% | 75.2%-6.6pp | 81.9%-13.3pp | 67.2%+1.4pp |
| Annual return | 32.82% | 30.89%+1.9pp | 68.30%-35.5pp | 160.72%-127.9pp |
| Employer contribution / active EE | $1,708 | $3,538-51.7% | $4,859-64.9% | $2,671-36.1% |
| Participant deferral / active EE | $2,312 | $6,405-63.9% | $7,760-70.2% | $4,126-44.0% |
| Admin fee / account holder | $334 | $6,978-95.2% | $10,767-96.9% | $5,651-94.1% |