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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,763 | $175,259-67.6% | $149,723-62.1% | $139,487-59.3% |
| Participation rate | 95.8% | 83.4%+12.4pp | 78.8%+17.1pp | 80.3%+15.5pp |
| Annual return | 18.09% | 166.82%-148.7pp | 134.50%-116.4pp | 373.84%-355.8pp |
| Employer contribution / active EE | $4,782 | $5,478-12.7% | $4,821-0.8% | $4,755+0.6% |
| Participant deferral / active EE | $4,272 | $6,522-34.5% | $5,682-24.8% | $6,713-36.4% |
| Admin fee / account holder | $837 | $16,158-94.8% | $13,215-93.7% | $11,407-92.7% |