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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,933 | $107,733-26.7% | $92,985-15.1% | $154,746-49.0% |
| Participation rate | 50.0% | 74.6%-24.6pp | 69.5%-19.5pp | 80.7%-30.7pp |
| Annual return | 16.52% | 30.39%-13.9pp | 27.99%-11.5pp | 172.34%-155.8pp |
| Employer contribution / active EE | $2,018 | $3,126-35.5% | $2,662-24.2% | $4,379-53.9% |
| Participant deferral / active EE | $5,407 | $5,053+7.0% | $4,377+23.5% | $6,730-19.7% |
| Admin fee / account holder | $53 | $11,369-99.5% | $9,463-99.4% | $14,365-99.6% |