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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,209 | $156,963-60.4% | $121,204-48.7% | $139,466-55.4% |
| Participation rate | 50.0% | 76.5%-26.5pp | 69.5%-19.5pp | 80.3%-30.3pp |
| Annual return | 32.31% | 1476.75%-1444.4pp | 987.18%-954.9pp | 373.66%-341.4pp |
| Employer contribution / active EE | $6,071 | $5,544+9.5% | $4,170+45.6% | $4,754+27.7% |
| Participant deferral / active EE | $12,000 | $4,848+147.5% | $4,083+193.9% | $6,712+78.8% |
| Admin fee / account holder | $0 | $6,953-100.0% | $5,651-100.0% | $11,409-100.0% |