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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,852 | $149,040+21.3% | $120,225+50.4% | $137,256+31.8% |
| Participation rate | 50.0% | 75.4%-25.4pp | 69.6%-19.6pp | 80.0%-30.0pp |
| Annual return | 19.63% | 605.68%-586.1pp | 439.23%-419.6pp | 220.34%-200.7pp |
| Employer contribution / active EE | $8,571 | $4,350+97.0% | $3,475+146.6% | $4,156+106.2% |
| Participant deferral / active EE | $12,000 | $4,655+157.8% | $3,999+200.1% | $6,407+87.3% |
| Admin fee / account holder | $0 | $6,348-100.0% | $5,696-100.0% | $12,270-100.0% |