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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,650 | $181,062-44.4% | $158,223-36.4% | $155,188-35.1% |
| Participation rate | 85.7% | 82.7%+3.1pp | 79.2%+6.5pp | 80.8%+4.9pp |
| Annual return | 14.44% | 57.39%-42.9pp | 52.09%-37.6pp | 148.84%-134.4pp |
| Employer contribution / active EE | $10,648 | $4,565+133.3% | $4,109+159.2% | $4,248+150.7% |
| Participant deferral / active EE | $10,293 | $6,134+67.8% | $5,467+88.3% | $6,531+57.6% |
| Admin fee / account holder | $698 | $18,825-96.3% | $16,047-95.7% | $14,480-95.2% |