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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,417 | $138,102-93.2% | $125,381-92.5% | $134,532-93.0% |
| Participation rate | 80.0% | 84.5%-4.5pp | 82.4%-2.4pp | 81.2%-1.2pp |
| Annual return | 50.16% | 750.73%-700.6pp | 572.31%-522.2pp | 418.27%-368.1pp |
| Employer contribution / active EE | $2,429 | $5,245-53.7% | $4,815-49.6% | $4,741-48.8% |
| Participant deferral / active EE | $2,788 | $7,801-64.3% | $7,448-62.6% | $6,401-56.4% |
| Admin fee / account holder | $497 | $11,568-95.7% | $10,007-95.0% | $11,429-95.7% |