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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,930 | $209,425-64.2% | $178,499-58.0% | $158,966-52.9% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 19.99% | 188.80%-168.8pp | 151.10%-131.1pp | 302.95%-283.0pp |
| Employer contribution / active EE | $2,167 | $5,707-62.0% | $5,011-56.8% | $4,762-54.5% |
| Participant deferral / active EE | $5,711 | $5,955-4.1% | $5,202+9.8% | $5,983-4.5% |
| Admin fee / account holder | $360 | $17,078-97.9% | $13,986-97.4% | $11,250-96.8% |