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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,734 | $97,550-37.7% | $120,344-49.5% | $87,485-30.6% |
| Participation rate | 93.3% | 72.8%+20.5pp | 76.7%+16.6pp | 68.9%+24.4pp |
| Annual return | 24.44% | 18.41%+6.0pp | 20.30%+4.1pp | 26.06%-1.6pp |
| Employer contribution / active EE | $3,820 | $2,291+66.7% | $3,020+26.5% | $2,596+47.1% |
| Participant deferral / active EE | $8,585 | $4,230+103.0% | $5,135+67.2% | $4,274+100.9% |
| Admin fee / account holder | $1,863 | $9,543-80.5% | $12,742-85.4% | $7,775-76.0% |