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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,734 | $95,453-36.4% | $112,040-45.8% | $82,448-26.3% |
| Participation rate | 93.3% | 72.8%+20.6pp | 76.5%+16.8pp | 68.1%+25.3pp |
| Annual return | 24.44% | 23.92%+0.5pp | 24.52%-0.1pp | 41.64%-17.2pp |
| Employer contribution / active EE | $3,820 | $2,318+64.8% | $2,954+29.3% | $2,551+49.7% |
| Participant deferral / active EE | $8,585 | $4,224+103.3% | $5,098+68.4% | $4,139+107.4% |
| Admin fee / account holder | $1,863 | $9,013-79.3% | $12,098-84.6% | $7,234-74.2% |