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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,734 | $104,098-41.7% | $140,514-56.8% | $94,015-35.4% |
| Participation rate | 93.3% | 73.7%+19.6pp | 77.8%+15.5pp | 70.8%+22.5pp |
| Annual return | 24.44% | 15.14%+9.3pp | 14.36%+10.1pp | 17.84%+6.6pp |
| Employer contribution / active EE | $3,820 | $2,388+59.9% | $3,378+13.1% | $2,790+36.9% |
| Participant deferral / active EE | $8,585 | $4,033+112.9% | $4,919+74.5% | $4,249+102.0% |
| Admin fee / account holder | $1,863 | $10,439-82.1% | $13,697-86.4% | $8,951-79.2% |