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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,093 | $117,846+15.5% | $102,434+32.9% | $145,884-6.7% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 17.77% | 31.90%-14.1pp | 29.46%-11.7pp | 551.85%-534.1pp |
| Employer contribution / active EE | $10,339 | $3,615+186.0% | $3,023+242.0% | $4,662+121.8% |
| Participant deferral / active EE | $17,217 | $5,733+200.3% | $5,055+240.6% | $6,690+157.4% |
| Admin fee / account holder | $12,891 | $13,356-3.5% | $9,462+36.2% | $13,392-3.7% |