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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,093 | $117,895+15.4% | $102,460+32.8% | $145,897-6.7% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 17.77% | 31.92%-14.2pp | 29.47%-11.7pp | 552.29%-534.5pp |
| Employer contribution / active EE | $10,339 | $3,619+185.7% | $3,025+241.8% | $4,663+121.7% |
| Participant deferral / active EE | $17,217 | $5,736+200.1% | $5,056+240.5% | $6,689+157.4% |
| Admin fee / account holder | $12,891 | $13,353-3.5% | $9,460+36.3% | $13,390-3.7% |