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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,161 | $175,259-90.2% | $149,723-88.5% | $139,487-87.7% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 20.24% | 166.82%-146.6pp | 134.50%-114.3pp | 373.84%-353.6pp |
| Employer contribution / active EE | $4,729 | $5,478-13.7% | $4,821-1.9% | $4,755-0.5% |
| Participant deferral / active EE | $4,761 | $6,522-27.0% | $5,682-16.2% | $6,713-29.1% |
| Admin fee / account holder | $1,426 | $16,158-91.2% | $13,215-89.2% | $11,407-87.5% |