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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,914 | $176,105-96.6% | $159,474-96.3% | $167,536-96.5% |
| Participation rate | 80.0% | 85.0%-5.0pp | 82.8%-2.8pp | 82.1%-2.1pp |
| Annual return | 0.00% | 331.91%-331.9pp | 263.68%-263.7pp | 478.82%-478.8pp |
| Employer contribution / active EE | $1,272 | $5,299-76.0% | $4,831-73.7% | $4,839-73.7% |
| Participant deferral / active EE | $3,479 | $7,751-55.1% | $7,353-52.7% | $6,342-45.1% |
| Admin fee / account holder | $304 | $12,559-97.6% | $10,802-97.2% | $12,315-97.5% |