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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,217 | $175,231-90.2% | $149,696-88.5% | $139,466-87.7% |
| Participation rate | 85.7% | 83.4%+2.3pp | 78.8%+6.9pp | 80.3%+5.4pp |
| Annual return | 25.45% | 166.77%-141.3pp | 134.46%-109.0pp | 373.66%-348.2pp |
| Employer contribution / active EE | $3,242 | $5,478-40.8% | $4,821-32.7% | $4,754-31.8% |
| Participant deferral / active EE | $5,479 | $6,521-16.0% | $5,682-3.6% | $6,712-18.4% |
| Admin fee / account holder | $638 | $16,155-96.0% | $13,212-95.2% | $11,409-94.4% |