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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,329 | $227,399-83.6% | $189,758-80.3% | $198,609-81.2% |
| Participation rate | 88.9% | 84.0%+4.9pp | 79.8%+9.1pp | 82.4%+6.5pp |
| Annual return | 21.95% | 61.03%-39.1pp | 52.62%-30.7pp | 202.70%-180.7pp |
| Employer contribution / active EE | $3,240 | $5,526-41.4% | $4,767-32.0% | $5,055-35.9% |
| Participant deferral / active EE | $7,019 | $6,837+2.7% | $5,856+19.9% | $6,977+0.6% |
| Admin fee / account holder | $647 | $25,162-97.4% | $20,388-96.8% | $19,030-96.6% |