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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,641 | $126,113+29.0% | $116,096+40.1% | $155,188+4.8% |
| Participation rate | 100.0% | 75.1%+24.9pp | 73.3%+26.7pp | 80.8%+19.2pp |
| Annual return | 20.02% | 391.72%-371.7pp | 326.25%-306.2pp | 148.84%-128.8pp |
| Employer contribution / active EE | $14,697 | $2,672+450.1% | $2,503+487.1% | $4,248+246.0% |
| Participant deferral / active EE | $15,956 | $4,162+283.4% | $3,952+303.8% | $6,531+144.3% |
| Admin fee / account holder | $511 | $8,045-93.6% | $7,704-93.4% | $14,480-96.5% |