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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,861 | $156,963-63.1% | $121,204-52.3% | $139,466-58.5% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.5%+30.5pp | 80.3%+19.7pp |
| Annual return | 20.70% | 1476.75%-1456.0pp | 987.18%-966.5pp | 373.66%-353.0pp |
| Employer contribution / active EE | $15,480 | $5,544+179.2% | $4,170+271.3% | $4,754+225.6% |
| Participant deferral / active EE | $10,723 | $4,848+121.2% | $4,083+162.6% | $6,712+59.8% |
| Admin fee / account holder | $374 | $6,953-94.6% | $5,651-93.4% | $11,409-96.7% |