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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,725 | $105,145-68.9% | $94,664-65.4% | $139,466-76.5% |
| Participation rate | 91.7% | 82.4%+9.3pp | 80.8%+10.8pp | 80.3%+11.3pp |
| Annual return | 120.64% | 38.09%+82.5pp | 156.84%-36.2pp | 373.66%-253.0pp |
| Employer contribution / active EE | $5,138 | $4,107+25.1% | $3,673+39.9% | $4,754+8.1% |
| Participant deferral / active EE | $9,351 | $7,599+23.1% | $7,417+26.1% | $6,712+39.3% |
| Admin fee / account holder | $841 | $8,972-90.6% | $7,222-88.4% | $11,409-92.6% |