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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,369 | $148,629-81.6% | $135,982-79.9% | $139,487-80.4% |
| Participation rate | 58.3% | 83.9%-25.5pp | 81.9%-23.6pp | 80.3%-22.0pp |
| Annual return | 26.82% | 79.33%-52.5pp | 68.32%-41.5pp | 373.84%-347.0pp |
| Employer contribution / active EE | $0 | $5,247-100.0% | $4,859-100.0% | $4,755-100.0% |
| Participant deferral / active EE | $8,213 | $8,102+1.4% | $7,760+5.8% | $6,713+22.3% |
| Admin fee / account holder | $6 | $12,406-100.0% | $10,767-99.9% | $11,407-99.9% |